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Which companies can open an account with Qonto?

  • Updated

National companies:

If you have an enabled NIF* number and your company has one of the following legal forms, you can open a Qonto account.

  • Empresario Individual (Autónomo) / Autónomo Societario

  • Emprendedor de Responsabilidad Limitada

  • Entidades permanentes no residentes en España (NIF W)

  • Sociedad Anónima

  • Sociedad Anónima Laboral

  • Sociedad de Responsabilidad Limitada

  • Sociedad de Responsabilidad Limitada Laboral

  • Sociedad Limitada Nueva Empresa

  • Sociedad Limitada de Formación Sucesiva

  • Sociedad Colectiva

  • Sociedad Comanditaria por Acciones

  • Sociedad Comanditaria Simple

  • Sociedad Profesional

👉🏼 *If your company's NIF starts with A, B, C, D, or W, you can open an account with Qonto.

 

Foreign companies:

Foreign companies with a Spanish NIF (starting with N) whose parent companies are based in France, Italy or Germany are allowed to open a Qonto account.

 

Prohibited activities on Qonto:

Companies primarily engaged in the following industries are not allowed to open a Qonto account:

  • Accessibility diagnosis (Ad'Ap)

  • Activities related to the sale of products based on cannabis or its derivatives (leaves, flowers, resin, CBD, HHC) with a THC content of more than 0.3% for the companies in France and 0.2% for the companies in Germany, Italy and Spain or not indicated.

  • Activities related to the mining industry

  • Activities related to Energy Efficiency Certificates (CEE)

  • Any illegal activity

  • Auction houses, artwork Selling

  • Cartomancy, fortune-telling, clairvoyance, astrology, tarology

  • Casinos and gambling

  • Factoring, Debt collection activities

  • Financial/fiscal agent activity if not registered with a regulator

  • Holding a marketplace

  • Insurance brokerage activity if not registered with an administration

  • Management of funds, portfolio, and collective investments if not registered with a regulatory authority.

  • Military activities, including the sale of weapons, military vehicles, and their copies

  • Mining, staking, creation and/or commercialization of NFTs, blockchain development, development of wallets (hot & cold wallets), decentralized exchange, PSAN activity without registration.

  • Money transfer platform, remittance service, P2P ("peer-to-peer" payment service)

  • Online and in-store sales of industrial or cosmetic chemicals.

  • Online and in-store sales of protein powders, dietary supplements, and medicines

  • Online file sharing

  • Sale of mobile SIM cards and top-up cards

  • Sex (pornography, sex toys, escorting, prostitution)

  • Sale of goods/services that may harm, or damage the image, honor, or reputation of others

  • Tobacco or smoking products (including THC, CBD, and eCig)

  • Trading/brokerage platform or any activity related to currencies, precious metals, gemstones, other products, securities

  • Unlicensed payment services (crowdfunding, crowdlending, marketplace)