National companies:
If you have an enabled NIF* number and your company has one of the following legal forms, you can open a Qonto account.
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Empresario Individual (Autónomo) / Autónomo Societario
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Emprendedor de Responsabilidad Limitada
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Entidades permanentes no residentes en España (NIF W)
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Sociedad Anónima
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Sociedad Anónima Laboral
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Sociedad de Responsabilidad Limitada
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Sociedad de Responsabilidad Limitada Laboral
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Sociedad Limitada Nueva Empresa
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Sociedad Limitada de Formación Sucesiva
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Sociedad Colectiva
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Sociedad Comanditaria por Acciones
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Sociedad Comanditaria Simple
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Sociedad Profesional
👉🏼 *If your company's NIF starts with A, B, C, D, or W, you can open an account with Qonto.
Foreign companies:
Foreign companies with a Spanish NIF (starting with N) whose parent companies are based in France, Italy or Germany are allowed to open a Qonto account.
Prohibited activities on Qonto:
Companies primarily engaged in the following industries are not allowed to open a Qonto account:
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Accessibility diagnosis (Ad'Ap)
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Activities related to the sale of products based on cannabis or its derivatives (leaves, flowers, resin, CBD, HHC) with a THC content of more than 0.3% for the companies in France and 0.2% for the companies in Germany, Italy and Spain or not indicated.
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Activities related to the mining industry
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Activities related to Energy Efficiency Certificates (CEE)
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Any illegal activity
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Auction houses, artwork Selling
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Cartomancy, fortune-telling, clairvoyance, astrology, tarology
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Casinos and gambling
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Factoring, Debt collection activities
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Financial/fiscal agent activity if not registered with a regulator
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Holding a marketplace
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Insurance brokerage activity if not registered with an administration
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Management of funds, portfolio, and collective investments if not registered with a regulatory authority.
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Military activities, including the sale of weapons, military vehicles, and their copies
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Mining, staking, creation and/or commercialization of NFTs, blockchain development, development of wallets (hot & cold wallets), decentralized exchange, PSAN activity without registration.
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Money transfer platform, remittance service, P2P ("peer-to-peer" payment service)
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Online and in-store sales of industrial or cosmetic chemicals.
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Online and in-store sales of protein powders, dietary supplements, and medicines
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Online file sharing
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Sale of mobile SIM cards and top-up cards
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Sex (pornography, sex toys, escorting, prostitution)
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Sale of goods/services that may harm, or damage the image, honor, or reputation of others
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Tobacco or smoking products (including THC, CBD, and eCig)
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Trading/brokerage platform or any activity related to currencies, precious metals, gemstones, other products, securities
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Unlicensed payment services (crowdfunding, crowdlending, marketplace)