How do I manage my card's settings?

With a physical card, you can pay online or offline (with PIN code or contactless) and you can withdraw cash. You can use your physical card in France or abroad.

On a physical card, the Admin, or the Manager can set:

• Custom card name in-app (e.g. 'Travel card', 'Office expenses card'...)

• Authorization to withdraw money

• Authorization to pay contactless

• Authorization to pay online

• Days of use (for example, from Monday to Friday).(Only available via Expense & Spend Management add-on)

• Authorization to pay only for certain spending categories. (Only available via Expense & Spend Management add-on)

• Monthly limit (up to €200,000 for X card)

• Daily limit. (Only available via Expense & Spend Management add-on)

• Transaction limit

With a virtual card, you can pay directly from creation, online or offline (by adding it to Google pay / Apple pay). If your physical card hasn’t arrived yet, you can start spending with a virtual card.

On a virtual card, the Admin, or the Manager can set:

• Custom card name in-app (e.g. 'Google Ads', 'LinkedIn', 'Amazon'…)

• Monthly limit (up to €20 000)

• Daily limit. (Only available via Expense & Spend Management add-on)

• Transaction limit

• Days of use (for example, from Monday to Friday). (Only available via Expense & Spend Management add-on)

• Authorization to pay only for certain spending categories. (Only available via Expense & Spend Management add-on)

With an Online advertising card, you can manage your marketing campaigns across top ads platforms and merchants like Facebook Ads, Google Ads, and others. You won’t have to worry about your campaigns getting blocked due to running out of funds or exceeding your budget, all thanks to high spending limits (€200,000/month, or more upon request and approval*), flexible controls, and efficient delegation options for your team.

Instant* card is a temporary virtual card. It can be attributed to any member of your team for a specific occasion. (Only available via Expense & Spend Management add-on)

• Custom card name in-app (e.g. 'B2B conference', 'Offsite dinner', 'Client visit in Berlin'...)

• When creating it: a budget and a time of validity

• The budget can be adjusted throughout the time of validity

• The time of validity can’t be modified. If the cardholder needs to pay after the chosen date, the Admin, or the Manager will need to create a complementary Instant card.

Employees can now pre-fill some of their card settings by requesting a virtual card or Instant card* via their Qonto interface.* These settings can be changed and completed by an Owner, Admin or Manager at any time.

👉 How can I submit a card request?

*only for Business and Enterprise subscription