Who can benefit from the referral offer?
All customers with an active account can refer other companies to Qonto.
New customers cannot send referral invitations for their first 30 days.
The referred company must not already have an account with Qonto.
☝️ Important: For a successful referral, it is mandatory that the new client register through the referral link. If the new account was created directly on the Qonto website, no reward will be applicable.
⚠️ As stated in our Terms and Conditions, Qonto may decide at any moment to cancel the distribution of the reward in case notably of abuse of the program and/or breach of our terms of use.
Referral links and pages are now automatically deactivated when a referrer’s account is closing or have a notice period of closing.
How do I share my referral link?
🖥️ From the web app
Log into your Qonto account, click on the small gear icon in the bottom left and select Refer Qonto.
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From the page that opens, you can share your referral link:
Manually: click on “copy referral link” and paste it where you want to share it.
Automatically: add your contacts’ e-mail addresses under “send an invitation via e-mail”. Then press “send” to generate a preset message to refer them to Qonto.
📲 From the mobile app
From your iOS or Android mobile app, go to Menu > Refer Qonto
Finally, click on “Share link” to send your referral link over through your favourite social media, messages, e-mail or just copy-paste the link manually.
How do I collect my referral reward?
Depending on where your business is based, the collect of the referral reward works differently.
☝️Important: Referral links are not taken into account by the system if they are opened in private browsing mode.
💡 The amount of the reward that will be credited to your account will always be the amount effective at the time of the registration of the referee (not necessarily the amount that was effective at the time the referral was made). Example: Date of sending the referral link different from the date of registration of the referee).
🇧🇪🇦🇹🇵🇹🇪🇸 If you have been sponsored at Qonto and you have a Belgian, Austrian, Portuguese or Spanish company :
Open your Qonto account through the referral link that was shared with you
Make sure you order a physical card
Make a settled transaction with your physical card for an amount of €50 or more (you can make either one or several transactions, in store or online);
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That’s all! You will receive the bonus automatically as soon as the referee has paid his first month of subscription, which is after the trial month.
For more details about the referral process, please refer to the dedicated terms and conditions document for BE, AT, PT and ES companies,
What transactions are not eligible?
Not all card transactions are eligible for receiving the reward. For instance, the following card transactions are excluded from the referral program:
- Cash withdrawals
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All card transactions that involve the transfer of funds (e.g. gift card purchases, money orders, prepaid card purchases, cryptocurrency purchases, traveller's checks, current accounts top-up)
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All card transactions in restaurants, liquor stores or tobacco shops
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Betting, casinos and other games
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Online payment services provider
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Clothing stores.
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Vinted, Revolut, SumUp, tap-to-pay, card payment to another Qonto account.
If you have referred someone to Qonto:
💡 Good to know: When a company signs up to Qonto through your referral link, you will be able to track the referral status on the Qonto Web app or on the iOS or Android apps:
Web app: once your referee signs up, go to the referral page and you will see a right-hand sidebar where their referral status can be tracked.
Mobile app: once your referee signs up, go to the referral page and click on “Reward status” section to see the status of your referral. You will see a button, “Track your referrals”. You can click on that button to view the status of your referral.